Responsible Lending

Upholding the lending culture and making you feel confident about your finances is our primary goal. This commitment extends to our network of reliable lenders and goes beyond mere words. To ensure that you always have the best experience with us, we’ve chosen to cooperate only with those lenders who strictly abide by the following regulations:

1) The Fair Debt Collection Practices Act (FDCPA)

It’s a federal law that defines appropriate debt collection practices and behavior of those who are trying to make you pay a debt back. Provisions of this regulation set boundaries around the way and time debt collectors approach you.

Please note that we are NOT a lender and will NEVER try to collect a debt from you.

2) The Equal Credit Opportunity Act (ECOA)

The purpose of ECOA is to protect you from any kind of discrimination and ensure that you have access to a loan regardless of your origin, sex, age, beliefs, social and family status, health condition, etc. The Regulation B of the Consumer Financial Protection Bureau complements the act by specifying both proper and improper lending practices.

3) The Truth in Lending Act (TILA)

TILA covers one of the most important aspects of the lending process. In accordance with it, lenders are to disclose all the information concerning a loan offer before you agree to this deal and e-sign it. The act also ensures that lenders comply with different lending regulations by state.

By promoting good practices we create a healthy lending environment. However, we’d like to point out that we are not a lender and can’t be held responsible for behavior of individuals you apply for a loan with. If you notice that a lender you cooperate with violates one of the laws mentioned above, please, contact us so that we could take due measures and remove the violator from our network.