Personal Loan Pro is one of the lending businesses that you can apply with in order to get a loan.
This review will be interesting for those who need to know comprehensive information about this business, for instance, if it is legit, how to apply, what conditions they offer, and more.
About Personal Loan Pro
It is a lending platform, which offers customers an easy and quick way to find a lender.
In order to contact their customer service reps, you can fill out an online contact form or call them.
Also, on the website, you will find the address of the business.
However, you can also read all the necessary information in the helpful FAQ section available on the site.
The company cooperates with the following businesses:
- Best Egg;
What They Offer
On the website, you will find an online application form that you need to fill out providing your personal information (your name, address, employment, salary, etc.) and your loan details (how much and for how long.)
It is possible to apply for a loan, which amount ranges between $1,000 and $50,000 with APR that can be from 3.99% to 35.99%.
The loan term ranges from 61 days to 180 months (Long-term loans).
Customer Reviews and Rating
According to Scamadviser, the website has a 73% trust score, which is not high, and its owner tries to hide its identity using paid services.
However, according to the BBB, the site belongs to On The Barrelhead, which is an accredited business with the A rating that has been around for two years.
There are only four complaints that you can currently find on the website of the bureau regarding advertising sales conducted by the lending business.
There is an official page of the business on Facebook, where PersonalLoanPro.com has a rating of 1.8 out of 5 based on 35 opinions.
People complain about high fees, problems with being approved with bad credits, and other matters, but it is important to note that the company itself does not determine any loan conditions because it is are not a direct lender.
Since the business has been accredited by the BBB, we can conclude that it is not a scam.
Also, its ratings from the BBB are good.
There are lots of complaints about the lending platform on their Facebook page, but those are mainly related to unfavorable conditions provided by direct lenders but not the business itself.
There are no other customer reviews that you can find on this business on the Internet, but the site was launched just a few months ago.
All in all, if you are looking for a lender, you can use this site, which will not affect your credit score, but if you get an offer from a lender, you should check the conditions of the agreement carefully before signing it.
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Examples of Costs & APR
TwentyMilliSeconds.com is not a lender – as such, we do not have control over the APR you will be offered. We display a Representative APR only as it is based on data offered from multiple lenders. The following represents sample rates, is for informational purposes only, and may not reflect the actual APRs offered by your lender or lending partner.
Loan Amount $1,000, Interest Rate 24.00%, Loan Term 12 months, Fee 3.00%, Repayment $94.56, APR 29.82%, Total Repayments $1,134.72, Total Cost $164.72
If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.