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Always Approved Installment Loans

Always approved loans like a magical solution for those urgently looking for additional money, but who cannot qualify with many loan providers for certain reasons.

There are people who are aware of things that can affect their credit score, and there are those who are not even sure what their credit score is.

While it is pretty clear for the former how it is difficult to find a lender who will approve their loan application, being denied may become an absolute surprise for the latter, making them search for a quick solution.

Always Approved Loans

So, do loans that always get approved really exist or you should be looking for another solution to your problem?

What Are Always Approved Loans?

The term is something that you can find on the sites of some lending businesses, including both direct lenders and lending platforms.

The competition on the market is pretty tough so lending businesses try to find new effective ways to attract clients.  

This does not mean, however, that every application is approved, and there is a very simple reason for that — loans providers are there to earn money from lending you some money.

Since those are usually unsecured personal loans, they want to ensure that no problems will be encountered.

There are still basic requirements that you must match in order to qualify, such as being a US resident, being over 18 years old, having a steady income, etc.

One of the main problems that people encounter with qualifying for a loan is a low credit score, and many websites attracting people with so-called always approved loans are those that mean that you can apply even if you have bad credit.

Also, there may be scammers looking for your personal information and tempting you with amazing offers, so you should be aware of that as well.

Bad Credit

Now that you know that it is impossible to find loans that are always approved, you need to decide how to act if you have bad credit but need money.

There are lending businesses willing to work with people like you, but their rates may be a bit higher than for those with a good credit history.

Payday loans are expensive anyway but if the rates are even higher, this may make it harder to repay your loan on time.

Therefore, you should check the conditions very carefully, and depending on much you need, you may think of applying for an installment loan.

Even if you have a low credit score, but your salary is good, it is possible to qualify.

Just to make sure that you will have better chances of that or even more attractive conditions, you should find lenders who will automatically get the money from your account on the day you get your salary.

This is how your loan provider can be sure that the money will be transferred on time.

Installment Loans and Payday Loans

Finally, you can opt for a secured loan, which nearly guarantees to get a loan at good conditions, but there are risks of losing collateral if you do not manage to pay off everything without delay.

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Examples of Costs & APR

TwentyMilliSeconds.com is not a lender – as such, we do not have control over the APR you will be offered. We display a Representative APR only as it is based on data offered from multiple lenders. The following represents sample rates, is for informational purposes only, and may not reflect the actual APRs offered by your lender or lending partner.

Loan Amount $1,000, Interest Rate 24.00%, Loan Term 12 months, Fee 3.00%, Repayment $94.56, APR 29.82%, Total Repayments $1,134.72, Total Cost $164.72